HVAC Systems
Heating, ventilation, and air conditioning components including furnaces, compressors, evaporator coils, and ductwork repairs subject to plan limits.
Plumbing
Water supply lines, drain lines, toilets, faucets, and built-in sump pumps. Water heater tank and tankless units may be included on eligible plans.
Electrical
Main service panels, branch wiring, outlets, switches, and ceiling fans. Code upgrades required by local authorities may have separate limits.
Kitchen Appliances
Refrigerators, ranges, ovens, cooktops, dishwashers, and built-in microwaves when listed on your enrollment schedule.
Laundry Appliances
Clothes washers and dryers for residential use. Commercial-grade or coin-operated units are not eligible.
Optional Add-Ons
Pool and spa equipment, well pumps, septic systems, roof leak repair riders, and additional refrigerators may be available for an enhanced monthly rate.
How Claims Work
When a covered item fails, contact member support online or through your member portal. Provide a description of the problem and preferred appointment windows. We assign a contractor from our network who will diagnose the issue. If the repair is covered, you pay only your contractual trade service fee; we handle approved parts and labor up to policy limits.
Maintenance you perform as a homeownerā€”such as changing filters or clearing minor clogsā€”helps keep systems healthy and may be required to maintain coverage. Always review your plan booklet for full details.